EMV Kernel
Contactless and tap and go payment transactions are increasing day by day, globally. EMV Contactless Kernel supports various types of stores, malls and various types of businesses with EMV contactless kernel, tap on phone, NFC solutions (Near field communication) setup mobile devices did not require the physical contact with the payment receive device. Customers tap and wave the device on a payment terminal or payment device to complete the transaction. Then the kernel generates a one time password or security code for every transaction. If you are seeking to outsource the management of an EMV Kernel Technology and solution or integrating a third party solution, we provide the expert knowledge and experience and complete EMV contactless kernel solution and development for you.
A six-step sequence from card detection to transaction completion — optimized for speed, security, and compliance.
STEP 1
Your POS initiates the transaction by activating the contactless reader to scan for cards
STEP 2
When the customer taps their phone or card, the data is instantly read and encrypted.
STEP 3
This protected data is sent over the Internet to a remote back office and your payment gateway.
STEP 4
The gateway checks with the financial institution and responds with "approve" or "deny."
STEP 5
This feedback is forwarded back up the chain to the reader and your point of sale.
STEP 6
The acquiring bank regularly wires your accumulated funds to your bank.
Compatibility
EverExpanse’s contactless EMV Kernel can be used in following environments
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Deploy a certified NFC/contactless EMV kernel across mPOS, payment terminals, and wearables — fully compliant with EMVCo contactless specifications.
Architecture
The EMV Level 2 Kernel Application operates between the terminal applications and hardware interface layers. It interacts with terminal application APIs, serving as an abstract layer that is independent of the terminal application and its operating system. This design ensures that the EMV Level 2 Contactless Kernel is platform agnostic.
Credentials
Real-world experience across contactless payment device types, with formal EMVCo certifications and scheme approvals.
EMV Contactless Kernel is a payment technology that enables fast and secure contactless transactions using credit, debit or prepaid cards. It is based on the EMV (Europay, Mastercard, Visa) standard, which is a global standard for chip-based payment cards.
The EMV Contactless Kernel supports near field communication (NFC) technology, which allows users to make payments by simply tapping their card or mobile device against a contactless payment terminal.
EMV Contactless Kernel works by using a combination of radio frequency identification (RFID) and contactless payment terminals. The payment terminal emits an electromagnetic field that powers the RFID chip in the payment card or mobile device. The chip then communicates with the payment terminal to initiate the transaction and exchange payment information.
EMV Contactless Kernel offers several benefits to both merchants and consumers. For merchants, it enables faster transaction times and reduces the need for cash handling. For consumers, it offers a more convenient and contactless payment experience. Additionally, EMV Contactless Kernel uses advanced security features to protect against fraud, making it a safe and secure payment option.
EMV Contactless Kernel uses several advanced security features to protect against fraud and ensure a safe and secure payment experience. These features include dynamic authentication which generates a unique code for each transaction and encryption, which secures payment information during transmission.
FAQ
Here, we aim to address your queries and shed light on how our consulting firm can assist you in navigating the intricate world of Contactless Kernel Works
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